Terms of Service
Last updated: 11/4/2026
Agreement to Terms
By using EnvisionWorth, you agree to these Terms of Service. If you disagree with any part of these terms, please do not use our service.
1. Service Description
EnvisionWorth is a financial planning and net worth tracking platform that:
- • Connects to your financial accounts via Plaid
- • Provides net worth tracking and visualization
- • Offers financial goal setting and monitoring
- • Delivers insights about your financial health
2. User Responsibilities
Account Security
- • Maintain the confidentiality of your login credentials
- • Notify us immediately of any unauthorized access
- • Use a strong, unique password
Acceptable Use
- • Use the service only for personal financial planning
- • Provide accurate and current information
- • Comply with all applicable laws and regulations
- • Do not attempt to reverse engineer or compromise our systems
3. Financial Information and Plaid
Important Notice
EnvisionWorth is not a bank or financial institution. We use Plaid to securely connect to your accounts for read-only access to provide our services.
- • We cannot access your login credentials
- • We cannot initiate transactions or move money
- • Account connections can be revoked at any time
- • Data accuracy depends on information from financial institutions
4. Service Availability and Changes
- • We strive for 99.9% uptime but cannot guarantee uninterrupted service
- • We may modify features with reasonable notice
- • Maintenance windows may temporarily limit access
- • Third-party service issues (Plaid, banks) may affect functionality
5. Privacy, Data Protection & Cookies
Your privacy is governed by our Privacy Policy & Cookie Notice, which is incorporated into these terms. By using our service, you consent to the collection and use of your information as described in our Privacy Policy, including our use of essential and optional cookies.
We comply with GLBA (U.S.), CCPA (California), PIPEDA (Canada), and Quebec Law 25 to protect your financial privacy rights. Our cookie usage is limited to essential functionality and optional analytics with your consent.
6. Disclaimers and Limitations
Financial Advice Disclaimer
EnvisionWorth provides tools and information but does not provide financial, investment, tax, or legal advice. Consult qualified professionals for financial decisions.
Service Limitations
- • Data accuracy depends on third-party sources
- • Past performance does not predict future results
- • Market values and calculations are estimates
- • Service provided "as is" without warranties
7. Termination
User Termination
You may terminate your account at any time by:
- • Using the "Delete Account" feature in Settings
- • Contacting our support team
Deleting your account cancels any paid subscription right away. The time left on it is not refunded automatically. To ask about a refund, email support@envisionworth.com.
Service Termination
We may suspend or terminate accounts for violations of these terms, with notice when possible.
8. Governing Law
- • U.S. users: Governed by laws of [State], United States
- • Canadian users: Governed by laws of [Province], Canada
- • Disputes resolved through binding arbitration where permitted
9. Contact Information
Email: legal@envisionworth.com
Support: support@envisionworth.com
Address: [Company Address]
These terms may be updated periodically. Continued use constitutes acceptance of changes.